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    <channel>
        <title><![CDATA[Blog]]></title>
        <link><![CDATA[https://www.farrellsmyth.com/blog]]></link>
        <description><![CDATA[Blog]]></description>
        <language><![CDATA[en-us]]></language>
        <ttl><![CDATA[60]]></ttl>
                <item>
        <title>
            <![CDATA[COVID-19 Shut Down]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2020/04/16/covid-19-shut-down]]>
        </link>
        <description>
            <![CDATA[<p><a href="https://vimeo.com/400870923"><img src="http://www.farrellsmyth.com/shared/fs/0698/company/SLO%20City.jpg" alt="" width="648" height="432"> </a></p>
<p>Click the picture for Video.</p>]]>
        </description>
        <pubDate>
            <![CDATA[Thu, 16 Apr 2020 11:49:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2020/04/16/covid-19-shut-down]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                <overviewPhoto><![CDATA[http://www.farrellsmyth.com/shared/fs/0698/company/SLO%20City.jpg]]></overviewPhoto>    </item>
        <item>
        <title>
            <![CDATA[Home Owning]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2020/02/11/home-owning]]>
        </link>
        <description>
            <![CDATA[<p><a href="http://www.farrellsmyth.com/shared/fs/0698/069800039/How-Owning-a-Home-Can-Make-You-Happier.mp4"><img src="http://www.farrellsmyth.com/shared/fs/0698/069800039/Home%20owning%20pic.jpg" width="550" height="288"></a>     </p>]]>
        </description>
        <pubDate>
            <![CDATA[Tue, 11 Feb 2020 13:07:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2020/02/11/home-owning]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                <overviewPhoto><![CDATA[http://www.farrellsmyth.com/shared/fs/0698/069800039/Home%20owning%20pic.jpg]]></overviewPhoto>    </item>
        <item>
        <title>
            <![CDATA[Questions to ask yourself when selling!]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2020/01/29/questions-to-ask-yourself-when-selling]]>
        </link>
        <description>
            <![CDATA[<p><video controls="controls" width="300" height="150"><source src="http://www.farrellsmyth.com/shared/fs/0698/company/4-Questions-To-Ask-Yourself-When-Selling-a-House-This-Year.mp4" type="video/mp4" /></video></p>]]>
        </description>
        <pubDate>
            <![CDATA[Wed, 29 Jan 2020 13:28:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2020/01/29/questions-to-ask-yourself-when-selling]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                    </item>
        <item>
        <title>
            <![CDATA[Buying a Home in 2020]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2020/01/06/buying-a-home-in-2020]]>
        </link>
        <description>
            <![CDATA[<p><video controls="controls" width="300" height="150"><source src="http://www.farrellsmyth.com/shared/fs/0698/company/Why-You-Should-Buy-a-Home-in-2020.mp4" type="video/mp4" /></video></p>]]>
        </description>
        <pubDate>
            <![CDATA[Mon, 06 Jan 2020 13:51:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2020/01/06/buying-a-home-in-2020]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                    </item>
        <item>
        <title>
            <![CDATA[Selling Your Home Quickly!!]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2019/12/02/selling-your-home-quickly]]>
        </link>
        <description>
            <![CDATA[<p><video controls="controls" width="300" height="150"><source src="http://www.farrellsmyth.com/shared/fs/0698/company/3-Keys-to-Selling-Your-House-Quickly.mp4" type="video/mp4" /></video></p>]]>
        </description>
        <pubDate>
            <![CDATA[Mon, 02 Dec 2019 13:39:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2019/12/02/selling-your-home-quickly]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                    </item>
        <item>
        <title>
            <![CDATA[Fall Buyers/Sellers Guide]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2019/09/09/fall-buyers-sellers-guide]]>
        </link>
        <description>
            <![CDATA[<p><video controls="controls" width="300" height="150"><source src="http://www.farrellsmyth.com/shared/fs/0698/company/Thinking-of-Buying-or-Selling-The-Fall-Buyer-Seller-Guides-are-Here.mp4" type="video/mp4" /></video></p>]]>
        </description>
        <pubDate>
            <![CDATA[Mon, 09 Sep 2019 12:33:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2019/09/09/fall-buyers-sellers-guide]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                    </item>
        <item>
        <title>
            <![CDATA[Sellers, This is for you!!]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2019/09/03/sellers-this-is-for-you]]>
        </link>
        <description>
            <![CDATA[<p><a href="https://www.farrellsmyth.com/shared/fs/0698/company/SellingYourHouseFall2019.pdf"><img src="http://www.farrellsmyth.com/shared/fs/0698/company/Capture.2.JPG" width="860" height="904"> </a></p>]]>
        </description>
        <pubDate>
            <![CDATA[Tue, 03 Sep 2019 14:58:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2019/09/03/sellers-this-is-for-you]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                <overviewPhoto><![CDATA[http://www.farrellsmyth.com/shared/fs/0698/company/Capture.2.JPG]]></overviewPhoto>    </item>
        <item>
        <title>
            <![CDATA[Attention Buyers!!]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2019/09/03/attention-buyers]]>
        </link>
        <description>
            <![CDATA[<p> </p>
<p><a href="https://www.farrellsmyth.com/shared/fs/0698/company/BuyingaHomeFall2019.pdf"><img src="http://www.farrellsmyth.com/shared/fs/0698/company/Capture.JPG" width="902" height="925"></a></p>
<p> </p>
<p> </p>
<p> </p>
<p> </p>
<p> </p>
<p> </p>]]>
        </description>
        <pubDate>
            <![CDATA[Tue, 03 Sep 2019 14:52:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2019/09/03/attention-buyers]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                <overviewPhoto><![CDATA[http://www.farrellsmyth.com/shared/fs/0698/company/Capture.JPG]]></overviewPhoto>    </item>
        <item>
        <title>
            <![CDATA[Sellers, it's that time!!]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2019/08/21/sellers-it-s-that-time]]>
        </link>
        <description>
            <![CDATA[<p><video controls="controls" width="300" height="150"><source src="http://www.farrellsmyth.com/shared/fs/0698/company/Sellers-Now-Is-the-Time-to-Buy.mp4" type="video/mp4" /></video></p>]]>
        </description>
        <pubDate>
            <![CDATA[Wed, 21 Aug 2019 15:37:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2019/08/21/sellers-it-s-that-time]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                    </item>
        <item>
        <title>
            <![CDATA[Average Days Homes are on the Market]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2019/08/08/average-days-homes-are-on-the-market]]>
        </link>
        <description>
            <![CDATA[<p><video controls="controls" width="300" height="150"><source src="http://www.farrellsmyth.com/shared/fs/0698/company/August-by-the-Numbers.mp4" type="video/mp4" /></video></p>]]>
        </description>
        <pubDate>
            <![CDATA[Thu, 08 Aug 2019 13:46:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2019/08/08/average-days-homes-are-on-the-market]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                    </item>
        <item>
        <title>
            <![CDATA[Home Prices up!!]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2019/07/29/home-prices-up]]>
        </link>
        <description>
            <![CDATA[<p><img src="http://www.farrellsmyth.com/shared/fs/0698/company/20190729-MEM-670x1024.jpg" width="670" height="1024"></p>]]>
        </description>
        <pubDate>
            <![CDATA[Mon, 29 Jul 2019 14:45:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2019/07/29/home-prices-up]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                <overviewPhoto><![CDATA[http://www.farrellsmyth.com/shared/fs/0698/company/20190729-MEM-670x1024.jpg]]></overviewPhoto>    </item>
        <item>
        <title>
            <![CDATA[5 Things to know about the current Housing Market]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2019/07/25/5-things-to-know-about-he-current-housing-market]]>
        </link>
        <description>
            <![CDATA[<p>Take a look at this great video pertaining to the current Housing Market!</p>
<p> </p>
<p> </p>
<p><video controls="controls" width="300" height="150"><source src="http://www.farrellsmyth.com/shared/fs/0698/company/5-Things-to-Know-About-this-Housing-Market.mp4" type="video/mp4" /></video></p>]]>
        </description>
        <pubDate>
            <![CDATA[Thu, 25 Jul 2019 14:17:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2019/07/25/5-things-to-know-about-he-current-housing-market]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                    </item>
        <item>
        <title>
            <![CDATA[Where does Smart Money Go????]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2019/07/11/where-does-smart-money-go]]>
        </link>
        <description>
            <![CDATA[<p><span style="text-decoration: underline;"><em><strong>Where Does the Smart Money Go?</strong></em></span></p>
<p>According to a recent Gallup Poll, America's choice for the Best Long-Term Investment is……….</p>
<p><strong>Real Estate. </strong>Even with the recent increase in the stock market, real estate leads the way with 35% of investors, followed by stocks at 27% gold at 15% while savings accounts have fallen to 14%</p>
<p>Take a look at a couple of our currently listed properties.  For a full list go to our web site at: <a href="http://www.farrellsmyth.com">www.farrellsmyth.com</a></p>
<p><img src="http://www.farrellsmyth.com/shared/fs/0698/company/DOC070919.png" alt="" width="3300" height="2550"></p>]]>
        </description>
        <pubDate>
            <![CDATA[Thu, 11 Jul 2019 12:10:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2019/07/11/where-does-smart-money-go]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                <overviewPhoto><![CDATA[http://www.farrellsmyth.com/shared/fs/0698/company/DOC070919.png]]></overviewPhoto>    </item>
        <item>
        <title>
            <![CDATA[10 Steps to Buying a Home!]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2019/07/11/10-steps-to-buying-a-home]]>
        </link>
        <description>
            <![CDATA[<p><img src="http://www.farrellsmyth.com/shared/fs/0698/company/20190628-10-Steps-MEM-1046x808.png" width="1046" height="908"></p>]]>
        </description>
        <pubDate>
            <![CDATA[Thu, 11 Jul 2019 12:08:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2019/07/11/10-steps-to-buying-a-home]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                <overviewPhoto><![CDATA[http://www.farrellsmyth.com/shared/fs/0698/company/20190628-10-Steps-MEM-1046x808.png]]></overviewPhoto>    </item>
        <item>
        <title>
            <![CDATA[3 Reasons to Sell!]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2019/07/03/3-reasons-to-sell]]>
        </link>
        <description>
            <![CDATA[<p><video controls="controls" width="300" height="150"><source src="http://www.farrellsmyth.com/shared/fs/0698/company/3-Reasons-People-are-Selling-Their-Houses-Right-Now.mp4" type="video/mp4" /></video></p>]]>
        </description>
        <pubDate>
            <![CDATA[Wed, 03 Jul 2019 14:23:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2019/07/03/3-reasons-to-sell]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                    </item>
        <item>
        <title>
            <![CDATA[Having a Professional on Your Side]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2019/07/02/having-a-professional-on-your-side]]>
        </link>
        <description>
            <![CDATA[<p><a href="https://www.keepingcurrentmatters.com/2019/06/25/having-a-professional-on-your-side-makes-all-the-difference/"><img src="http://www.farrellsmyth.com/shared/fs/0698/company/Professional.JPG" width="817" height="443"> </a></p>
<p> </p>]]>
        </description>
        <pubDate>
            <![CDATA[Tue, 02 Jul 2019 11:56:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2019/07/02/having-a-professional-on-your-side]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                <overviewPhoto><![CDATA[http://www.farrellsmyth.com/shared/fs/0698/company/Professional.JPG]]></overviewPhoto>    </item>
        <item>
        <title>
            <![CDATA[Animal from the Muppet's]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2019/06/28/animal-from-the-muppet-s]]>
        </link>
        <description>
            <![CDATA[<p><a href="https://www.instagram.com/p/ByTa21xnpYC/?utm_source=ig_web_button_share_sheet"><img src="http://www.farrellsmyth.com/shared/fs/0698/company/animal-eat-drums.png" width="550" height="475"> </a></p>]]>
        </description>
        <pubDate>
            <![CDATA[Fri, 28 Jun 2019 12:27:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2019/06/28/animal-from-the-muppet-s]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                <overviewPhoto><![CDATA[http://www.farrellsmyth.com/shared/fs/0698/company/animal-eat-drums.png]]></overviewPhoto>    </item>
        <item>
        <title>
            <![CDATA[Summer Buyers Guide]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2019/06/26/summer-buyers-guide-3]]>
        </link>
        <description>
            <![CDATA[<p>Last time we sent out our Summer Sellers Guide.  This week we are providing you with our Summer Buyers Guide.  Like the Sellers Guide, it is packed with great information, </p>
<p>everything from upgrading your current home to having a Professional on your side. Don't forget to check out our BLOG next week; we will post more on why you need a professional on your side!</p>
<p> </p>
<p>Also, we are featuring one of our Santa Maria Listings at 310 E McCoy.  Take a good look at this nice clan unit.</p>
<p> </p>
<p>Don't forget to visit our web site for all of our listing.  While you ae there you can download the Farrell Smyth Mobile App for quick easy access to any listing in our Multiple listing System</p>
<p> </p>
<p><a href="http://www.farrellsmyth.com/shared/fs/0698/company/BuyingaHomeSummer2019.pdf"><img src="http://www.farrellsmyth.com/shared/fs/0698/company/Buyers%206.2019.JPG" width="1191" height="254"></a></p>
<p> </p>
<p>Click above for more information! </p>]]>
        </description>
        <pubDate>
            <![CDATA[Wed, 26 Jun 2019 14:20:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2019/06/26/summer-buyers-guide-3]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                <overviewPhoto><![CDATA[http://www.farrellsmyth.com/shared/fs/0698/company/Buyers%206.2019.JPG]]></overviewPhoto>    </item>
        <item>
        <title>
            <![CDATA[Competitive Market for Buyers]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2019/06/26/stop-wondering-and-get-pre-aproved-for-your-budget]]>
        </link>
        <description>
            <![CDATA[<p>Great article regarding your budget approval. Click on the link below for more information!</p>
<p> </p>
<p><a href="https://www.keepingcurrentmatters.com/2019/06/24/stop-wondering-what-your-budget-is-get-pre-approved/"><img src="http://www.farrellsmyth.com/shared/fs/0698/company/Budget.JPG" width="783" height="79"> </a></p>
<p> </p>]]>
        </description>
        <pubDate>
            <![CDATA[Wed, 26 Jun 2019 12:29:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2019/06/26/stop-wondering-and-get-pre-aproved-for-your-budget]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                <overviewPhoto><![CDATA[http://www.farrellsmyth.com/shared/fs/0698/company/Budget.JPG]]></overviewPhoto>    </item>
        <item>
        <title>
            <![CDATA[Summers Sellers Guide]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2019/06/14/summers-sellers-guide]]>
        </link>
        <description>
            <![CDATA[<p>Next we are providing our Summer Sellers guide.  Always a favorite packed with data and information!</p>
<p> </p>
<p><a href="http://www.farrellsmyth.com/shared/fs/0698/company/SellingYourHouseSummer2019.pdf"><img src="http://www.farrellsmyth.com/shared/fs/0698/company/summer%202019.png" width="1636" height="2121"></a></p>]]>
        </description>
        <pubDate>
            <![CDATA[Fri, 14 Jun 2019 12:40:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2019/06/14/summers-sellers-guide]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                <overviewPhoto><![CDATA[http://www.farrellsmyth.com/shared/fs/0698/company/summer%202019.png]]></overviewPhoto>    </item>
        <item>
        <title>
            <![CDATA[3 Things to know in the Housing Market Today]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2019/06/13/3-things-to-know-in-the-housing-market-today]]>
        </link>
        <description>
            <![CDATA[<h3 class="kcm-post-minimal-title">3 Things to Know in the Housing Market Today!</h3>
<p><img class="attachment-entry size-entry wp-post-image" src="https://files.mykcm.com/2019/06/10132008/201906012-Share-KCM.jpg" alt="3 Things to Know in the Housing Market Today! | MyKCM" width="750" height="410"><br><br></p>
<div class="kcm-post-minimal-content">
<p>A lot is happening in the world, and it's having a direct impact on the housing market. The reality is this: some of it is positive and some of it may be negative. Some we just don't know yet.</p>
<p>The following three areas of the housing market are critical to understand: interest rates, building materials, and the outlook for an economic slowdown.</p>
<h4><strong>1. Interest Rates</strong></h4>
<p>One of the most important things to consider when buying a home is the interest rate you will be charged to borrow the money. In our <a title="recent post" href="https://www.simplifyingthemarket.com/2019/04/17/are-low-interest-rates-here-to-stay/?a=13148-0fc31bf9821f774413498d550246006a" target="_blank" rel="noopener noreferrer">recent post</a> we posed the question, <em>"Are Low Interest Rates Here To Stay?"</em> The latest information from <a title="Freddie Mac" href="http://www.freddiemac.com/pmms/" target="_blank" rel="noopener noreferrer">Freddie Mac</a> makes it appear they are. We are currently at a 21-month low in interest rates.<a href="https://files.simplifyingthemarket.com/2019/06/10132823/20190612-MEM-2.jpg?a=13148-0fc31bf9821f774413498d550246006a" target="_blank" rel="noopener noreferrer"><img class="aligncenter wp-image-86760" src="https://files.mykcm.com/2019/06/10132823/20190612-MEM-2.jpg" alt="3 Things to Know in the Housing Market Today! | MyKCM" width="600" height="450"></a></p>
<h4><strong>2. </strong><strong>Building Materials</strong></h4>
<p>Talk of tariffs could also affect the housing market. According to a <a title="recent article" href="https://www.foxbusiness.com/personal-finance/homebuyers-china-tariffs" target="_blank" rel="noopener noreferrer">recent article</a>, the <em>National Association of Home Builders </em>reports that as much as $10 billion in goods imported from China are used in homebuilding. Depending on the outcome of the tariff and trade discussions between several countries, there could be as much as a 25% boost in the cost of building materials.</p>
<h4><strong>3. </strong><strong>Economic Slowdown</strong></h4>
<p>In a prior <a title="blog post" href="https://www.simplifyingthemarket.com/2019/03/07/why-an-economic-slowdown-will-not-crush-real-estate-this-time/?a=13148-0fc31bf9821f774413498d550246006a" target="_blank" rel="noopener noreferrer">blog post</a> on this topic, we began the year with many economic leaders thinking we could expect a recession in late 2019 or early 2020. As spring approached, we <a title="reported" href="https://www.simplifyingthemarket.com/2019/05/09/mainstream-concerns-about-an-economic-slowdown-revisited/?a=13148-0fc31bf9821f774413498d550246006a" target="_blank" rel="noopener noreferrer">reported</a> that economists had started to push that projection past 2020.  Now, three leading surveys indicate that it may begin in the next eighteen months.<a href="https://files.simplifyingthemarket.com/2019/06/10132732/20190612-MEM1.jpg?a=13148-0fc31bf9821f774413498d550246006a" target="_blank" rel="noopener noreferrer"><img class="aligncenter wp-image-86759" src="https://files.mykcm.com/2019/06/10132732/20190612-MEM1.jpg" alt="3 Things to Know in the Housing Market Today! | MyKCM" width="600" height="450"></a></p>
<h3><strong>Bottom Line</strong></h3>
<p>We are in a strong housing market. Wages are increasing, home prices are appreciating, and mortgage rates are the lowest they have been in 21 months.  Whether you are thinking of buying or selling, it's a great time to be in the market.</p>
</div>]]>
        </description>
        <pubDate>
            <![CDATA[Thu, 13 Jun 2019 17:52:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2019/06/13/3-things-to-know-in-the-housing-market-today]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                <overviewPhoto><![CDATA[https://files.mykcm.com/2019/06/10132008/201906012-Share-KCM.jpg]]></overviewPhoto>    </item>
        <item>
        <title>
            <![CDATA[Five Top Reasons to Own a Home]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2019/05/31/five-top-reasons-to-own-a-home]]>
        </link>
        <description>
            <![CDATA[<p>Watch the latest video for the Five Top Reasons to Own a Home</p>
<p><video controls="controls" width="300" height="150">
<source src="http://www.farrellsmyth.com/shared/fs/0698/company/Top-5-Reasons-to-Own-A-Home.mp4" type="video/mp4" ></source></video></p>]]>
        </description>
        <pubDate>
            <![CDATA[Fri, 31 May 2019 16:57:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2019/05/31/five-top-reasons-to-own-a-home]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                    </item>
        <item>
        <title>
            <![CDATA[Are you about to become an Empty Nester?]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2019/05/28/are-you-about-to-become-an-empty-nester]]>
        </link>
        <description>
            <![CDATA[<p style="margin: 0px;"><span style="margin: 0px; line-height: 115%; font-size: 12pt;">There comes a time when we all have to think about the empty Next and downsizing.<span style="margin: 0px;">  </span>If this sounds familiar, maybe it is time to have a conversation.<span style="margin: 0px;">  </span>Please check out our video for a few ideas.</span></p>
<p style="margin: 0px;"> </p>
<p style="margin: 0px;"><span style="margin: 0px; line-height: 115%; font-size: 12pt;"><video controls="controls" width="300" height="150">
<source src="http://www.farrellsmyth.com/shared/fs/0698/company/Are-You-About-to-Be-an-Empty-Nester%20%281%29.mp4" type="video/mp4" /></video></span></p>]]>
        </description>
        <pubDate>
            <![CDATA[Tue, 28 May 2019 13:17:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2019/05/28/are-you-about-to-become-an-empty-nester]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                    </item>
        <item>
        <title>
            <![CDATA[New Research Shows Housing Is Affordable For First-Time Buyers]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2019/05/14/new-research-shows-housing-is-affordable-for-first-time-buyers]]>
        </link>
        <description>
            <![CDATA[<p><img class="attachment-entry size-entry wp-post-image" src="https://files.mykcm.com/2019/05/06070935/20190514-Share-KCM.jpg" alt="New Research Shows Housing Is Affordable For First-Time Buyers | MyKCM" width="750" height="410"><br><br></p>
<div class="kcm-post-minimal-content">
<p>Home prices have been on the rise for the last seven years, leading many housing market analysts to conclude that first-time homebuyers are being shut out of the market due to affordability concerns.</p>
<p>The <em>National Association of Realtors</em> (NAR) reports on the percentage of First-Time Home Buyers (FTHB) on a monthly and yearly basis. Their latest <a title="report" href="https://www.nar.realtor/newsroom/existing-home-sales-slide-4-9-in-march" target="_blank" rel="noopener noreferrer">report</a> shows that FTHB's made up 33% of buyers in March, which matches their reported share in 2018.</p>
<p>NAR uses survey data from their members to come up with this statistic, so their results do not include every transaction completed. Rather, they only show the transactions reported by members who complete the survey.</p>
<p>The other entity that reports on FTHB share is the <em>American Enterprise Institute</em> (AEI). The AEI uses data from mortgage applications that define an FTHB as <em>"any borrower who did not have a mortgage for the preceding three years."</em></p>
<p>This means the AEI measurement also includes former homeowners who transitioned out of a home they previously owned and re-entered the market after at least 3 years. The latest FTHB share data from AEI shows that <a title="first-time buyers" href="https://www.aei.org/publication/first-time-buyer-indices-update-on-august-2018-data/" target="_blank" rel="noopener noreferrer">first-time buyers</a> made up 57.5% of all mortgages in August 2018. NAR's data shows a 31% share for the same time period.</p>
<p>New research from the <a title="New York Federal Reserve" href="https://libertystreeteconomics.newyorkfed.org/2019/04/a-better-measure-of-first-time-homebuyers.html" target="_blank" rel="noopener noreferrer"><em>New York Federal Reserve</em></a> shows that these traditional reports on FTHB share have been unable to give an accurate depiction of this group's involvement in the market.</p>
<p>The <em>NY Fed</em> was able to take consumer credit data and identify when a mortgage payment entered a consumer's credit report to determine when a first-time home purchase was made. Using this data, they were able to show that AEI's reported FTHB share was consistently 10% higher. The NAR reports were right on par with their findings until 2010, when NAR's share dropped to the 11% gap seen today.</p>
<h4><strong>So, what does this all mean?</strong></h4>
<p>First-time home buyers have not disappeared from the market as many analysts had believed. Buying a home is very much a part of the American Dream for younger generations, just like it had been for their parents and grandparents.</p>
<p>This also means that rising prices have not scared buyers away from the market. Many first-time buyers are making sacrifices to save their down payment and make their dream a reality.</p>
<h3><strong>Bottom Line</strong></h3>
<p>If you are one of the many renters who is scrolling through listings on your phone every night dreaming of buying your own home, there are opportunities in every market to make that dream a reality!</p>
<p> </p>
</div>]]>
        </description>
        <pubDate>
            <![CDATA[Tue, 14 May 2019 18:03:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2019/05/14/new-research-shows-housing-is-affordable-for-first-time-buyers]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                <overviewPhoto><![CDATA[https://files.mykcm.com/2019/05/06070935/20190514-Share-KCM.jpg]]></overviewPhoto>    </item>
        <item>
        <title>
            <![CDATA[Real Estate Market]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2019/05/01/real-estate-market]]>
        </link>
        <description>
            <![CDATA[<p>At Farrell Smyth we have recently updated our mobile app to provide our customers with the best, most up to date information on the Real Estate market in San Luis Obispo and Northern Santa Barbara Counties.</p>
<p> </p>
<p>Because our app pulls information direct from our Local Multiple Listing System, you will get the most updated information available..  In addition, because our California Regional MLS system extends to many areas of California, you may also be able to get information on the other areas covered.</p>
<p> </p>
<p>At any rate, you can use the link below, or scan the QR Code to get the app.  The other option is go to the Play Store or I tunes Store and down load the FREE app.</p>
<p> </p>
<p>Please enjoy.</p>
<p><a href="https://app.farrellsmyth.com/fsre/">https://app.farrellsmyth.com/fsre/  </a></p>
<p><img src="http://www.farrellsmyth.com/shared/fs/0698/company/QR%20Code.png" alt="" width="300" height="300"></p>]]>
        </description>
        <pubDate>
            <![CDATA[Wed, 01 May 2019 12:43:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2019/05/01/real-estate-market]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                <overviewPhoto><![CDATA[http://www.farrellsmyth.com/shared/fs/0698/company/QR%20Code.png]]></overviewPhoto>    </item>
        <item>
        <title>
            <![CDATA[Spring Sellers Giude]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2019/04/17/spring-sellers-giude]]>
        </link>
        <description>
            <![CDATA[<p>Spring Sellers Guide, April 2019</p>
<p>Click Title for article:</p>
<p> </p>
<p><a title="Spring Sellers" href="http://www.farrellsmyth.com/shared/fs/0698/company/SS%20Guide.pdf"><img src="http://www.farrellsmyth.com/shared/fs/0698/company/Spring%20Sellers.4.18.PNG" width="1564" height="265"></a></p>]]>
        </description>
        <pubDate>
            <![CDATA[Wed, 17 Apr 2019 13:24:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2019/04/17/spring-sellers-giude]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                <overviewPhoto><![CDATA[http://www.farrellsmyth.com/shared/fs/0698/company/Spring%20Sellers.4.18.PNG]]></overviewPhoto>    </item>
        <item>
        <title>
            <![CDATA[Spring Buyers Guide]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2019/04/09/spring-buyers-guide-2]]>
        </link>
        <description>
            <![CDATA[<p>Spring Buyers Guide</p>
<p> </p>
<p>This week we are featuring our Spring 2019 Buyers guide.  This guide is packed with great information to help you with your real estate purchase wherever you may be located.</p>
<p> </p>
<p>Also Remember Farrell Smyth can also assist you with your real estate purchase anywhere in the world through our World Wide Relocation network..</p>
<p> </p>
<p>Leading Real Estate Companies of the World</p>
<p> </p>
<p>Ask about this free service</p>
<p> </p>
<p><a title="Spring Buying" href="http://www.farrellsmyth.com/shared/fs/0698/company/BuyingaHomeSpring2019.pdf"><img src="http://www.farrellsmyth.com/shared/fs/0698/company/Spring%202019.1.png" width="1516" height="245"></a></p>]]>
        </description>
        <pubDate>
            <![CDATA[Tue, 09 Apr 2019 13:33:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2019/04/09/spring-buyers-guide-2]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                <overviewPhoto><![CDATA[http://www.farrellsmyth.com/shared/fs/0698/company/Spring%202019.1.png]]></overviewPhoto>    </item>
        <item>
        <title>
            <![CDATA[Summer Buyers Guide]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2018/07/10/summer-buyers-guide-2]]>
        </link>
        <description>
            <![CDATA[<p><a href="http://www.farrellsmyth.com/shared/fs/0698/company/Summer%20Buyers%20guide.1.pdf"><img src="http://www.farrellsmyth.com/shared/fs/0698/company/Summer%20July%202018.png" alt="" width="1336" height="240"></a></p>
<p> </p>
<p>Summer is in full swing and this is always a good time to look for new housing.  With that in mind, we are providing our "Summer Buyers Guide ". </p>
<p> </p>
<p>The guide will give you information on everything from market trends, to interest rates and much more.</p>
<p> </p>
<p>As always, if you have any additional questions feel free to give us a call.</p>
<p> </p>
<p>Larry Smyth</p>
<p>Broker/Owner</p>
<p>Farrell Smyth, Inc.</p>
<p>805-543-2172</p>]]>
        </description>
        <pubDate>
            <![CDATA[Tue, 10 Jul 2018 12:35:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2018/07/10/summer-buyers-guide-2]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                <overviewPhoto><![CDATA[http://www.farrellsmyth.com/shared/fs/0698/company/Summer%20July%202018.png]]></overviewPhoto>    </item>
        <item>
        <title>
            <![CDATA[Summer Sellers Guide]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2018/06/14/summer-sellers-guide]]>
        </link>
        <description>
            <![CDATA[<p><img src="http://www.farrellsmyth.com/shared/fs/0698/company/Summer%20Sellers%20guide.docx" alt=""></p>
<p> </p>
<p><a href="http://www.farrellsmyth.com/shared/fs/0698/069800039/Summer%20Sellers%20guide.pdf"><img src="http://www.farrellsmyth.com/shared/fs/0698/069800039/Summer%20Blog.png" alt="" width="640" height="134"></a></p>
<p> </p>
<p>Summer Sellers Guide</p>
<p> </p>
<p>This week we are presenting the updated Summers Sellers Guide.  This guide will give you the background and statistics regarding the current real Estate Market, along with ideas for marketing and a glimpse into the crystal ball of the future.</p>
<p> </p>
<p>Next week we will be presenting the Summers Buyers Guide.  We update our guides each quarter to give you the most current market research and data.</p>
<p> </p>
<p>As always, if you have any questions please feel free to contact our office.</p>
<p> </p>
<p>Larry Smyth</p>
<p>President</p>
<p>Farrell Smyth, Inc.</p>
<p>Real Estate</p>]]>
        </description>
        <pubDate>
            <![CDATA[Thu, 14 Jun 2018 15:21:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2018/06/14/summer-sellers-guide]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                <overviewPhoto><![CDATA[http://www.farrellsmyth.com/shared/fs/0698/company/Summer%20Sellers%20guide.docx]]></overviewPhoto>    </item>
        <item>
        <title>
            <![CDATA[Credit Suisse]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2018/05/14/credit-suisse-and-barklays-real-estate-agent-surveys]]>
        </link>
        <description>
            <![CDATA[<p><a title="May 2018" href="http://www.farrellsmyth.com/shared/fs/0698/company/5%2010%2018%20April%20Realtor%20Survey.pdf"><img src="http://www.farrellsmyth.com/shared/fs/0698/company/Credit%20Swiss.png" alt="" width="293" height="79"></a></p>
<p> </p>
<p>This week we are posting two separate reports, one report from Credit Suisse and the other from Barklays.  This is a good chance to get two separate points of view regarding the Real estate Market.  As a contributing partner to both surveys it is always interesting to see how they compare.</p>
<p>While there are some differences, there are some common factors in the five major California Markets:</p>
<p>            Los Angeles</p>
<p>            Inland Empire</p>
<p>            Sacramento</p>
<p>            San Diego</p>
<p>            San Francisco</p>
<p> </p>
<p>Each market is seeing low inventory with rising prices.  Buyers are looking for lower priced properties.  Some are downsizing their expectations by looking for smaller less expensive homes.  Interest rates are a concern, but inventory is the driving factor in the market.</p>
<p> </p>
<p>As always, if you have any questions, feel free to contact our office.</p>
<p> </p>
<p>Larry Smyth</p>
<p>Owner/Broker</p>
<p>Farrell Smyth, Inc.</p>]]>
        </description>
        <pubDate>
            <![CDATA[Mon, 14 May 2018 00:00:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2018/05/14/credit-suisse-and-barklays-real-estate-agent-surveys]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                <overviewPhoto><![CDATA[http://www.farrellsmyth.com/shared/fs/0698/company/Credit%20Swiss.png]]></overviewPhoto>    </item>
        <item>
        <title>
            <![CDATA[Barklays Real Estate Agent Surveys]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2018/05/14/barklays-real-estate-agent-surveys]]>
        </link>
        <description>
            <![CDATA[<p><a href="http://www.farrellsmyth.com/shared/fs/0698/company/April_AGENT%20Survey_5-09-18.pdf"><img src="http://www.farrellsmyth.com/shared/fs/0698/company/Doc1.2.pdf" alt=""></a><img src="http://www.farrellsmyth.com/shared/fs/0698/company/Doc1.2.pdf" alt=""><img src="http://www.farrellsmyth.com/shared/fs/0698/company/April_AGENT%20Survey_5-09-18.pdf" alt=""><a href="http://www.farrellsmyth.com/shared/fs/0698/company/April_AGENT%20Survey_5-09-18.pdf"><img src="http://www.farrellsmyth.com/shared/fs/0698/company/Barkley.jpg" alt="" width="236" height="61"></a></p>
<p>This week we are posting two separate reports, one report from Credit Suisse and the other from Barklays.  This is a good chance to get two separate points of view regarding the Real estate Market.  As a contributing partner to both surveys it is always interesting to see how they compare.</p>
<p>While there are some differences, there are some common factors in the five major California Markets:</p>
<p> </p>
<p>            Los Angeles</p>
<p>            Inland Empire</p>
<p>            Sacramento</p>
<p>            San Diego</p>
<p>            San Francisco</p>
<p> </p>
<p>Each market is seeing low inventory with rising prices.  Buyers are looking for lower priced properties.  Some are downsizing their expectations by looking for smaller less expensive homes.  Interest rates are a concern, but inventory is the driving factor in the market.</p>
<p> </p>
<p>As always, if you have any questions, feel free to contact our office.</p>
<p> </p>
<p>Larry Smyth</p>
<p>Owner/Broker</p>
<p>Farrell Smyth, Inc.</p>]]>
        </description>
        <pubDate>
            <![CDATA[Mon, 14 May 2018 00:00:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2018/05/14/barklays-real-estate-agent-surveys]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                <overviewPhoto><![CDATA[http://www.farrellsmyth.com/shared/fs/0698/company/Doc1.2.pdf]]></overviewPhoto>    </item>
        <item>
        <title>
            <![CDATA[Market and Interest Forecast]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2018/04/26/market-and-interest-forecast]]>
        </link>
        <description>
            <![CDATA[<p style="margin: 0px 0px 13.33px;"><span style="margin: 0px; line-height: 115%; font-size: 10pt;">This week we are posting Corelogic's price predictions by state for 2018.<span style="margin: 0px;">  </span>As you can see on the graphic below California is again leading the way.</span></p>
<p style="margin: 0px 0px 13.33px;"><span style="margin: 0px; line-height: 115%; font-size: 14pt;"><img src="http://www.farrellsmyth.com/shared/fs/0698/company/price%20change.jpeg" alt="" width="500" height="376"></span></p>
<p style="margin: 0px 0px 13.33px;"><span style="margin: 0px; line-height: 115%; font-size: 10pt;">We are also posting a chart predicting the mortgage rates by quarter for 2018.<span style="margin: 0px;">  </span>The sources are the Fannie Mae, the Mortgage Bankers Association (MBA), and the National Association of Realtors (NAR).<span style="margin: 0px;">  </span>While they each are predicting increased rates, they all are predicting rates to remain below 5%.</span></p>
<p style="margin: 0px 0px 13.33px;"><span style="margin: 0px; line-height: 115%; font-size: 10pt;"><img src="http://www.farrellsmyth.com/shared/fs/0698/company/mortgage.jpeg" alt="" width="500" height="375"></span></p>
<p style="margin: 0px 0px 13.33px;"><span style="margin: 0px; line-height: 115%; font-size: 10pt;">We hope you find this information useful, and if we can help you with any additional information give us a shout.</span></p>
<p style="margin: 0px;"><span style="margin: 0px; line-height: 115%; font-size: 10pt;">Larry Smyth</span></p>
<p style="margin: 0px;"><span style="margin: 0px; line-height: 115%; font-size: 10pt;">Owner/Broker</span></p>
<p style="margin: 0px;"><span style="margin: 0px; line-height: 115%; font-size: 10pt;">Farrell Smyth, Inc.</span></p>]]>
        </description>
        <pubDate>
            <![CDATA[Thu, 26 Apr 2018 00:00:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2018/04/26/market-and-interest-forecast]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                <overviewPhoto><![CDATA[http://www.farrellsmyth.com/shared/fs/0698/company/price%20change.jpeg]]></overviewPhoto>    </item>
        <item>
        <title>
            <![CDATA[Local Market Videos!]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2018/04/16/it-s-a-great-time-to-buy]]>
        </link>
        <description>
            <![CDATA[<table width="600">
<tbody>
<tr>
<td>
<p><strong>It's A Great Time To Buy!</strong></p>
<p>Here is your local market video with the most recent activity for San Luis Obispo, CA! Please click the link above to view and contact me if you have any questions regarding your next real estate transaction I'd love to assist you with your real estate needs.</p>
</td>
<td width="15"> </td>
</tr>
</tbody>
</table>
<p> </p>
<p><iframe src="http://www.marketvideos.com/video/90565" width="420" height="266" frameborder="0" allowfullscreen="allowfullscreen"></iframe></p>
<p>For more market videos and helpful home tips visit our Market Videos site by <a href="http://www.marketvideos.com/profile/larry@farrellsmyth.com">clicking here</a>.  </p>
<p> </p>]]>
        </description>
        <pubDate>
            <![CDATA[Mon, 16 Apr 2018 00:00:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2018/04/16/it-s-a-great-time-to-buy]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                    </item>
        <item>
        <title>
            <![CDATA[Credit Suisse Report]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2018/04/11/credit-suisse-report]]>
        </link>
        <description>
            <![CDATA[<p><a href="http://www.farrellsmyth.com/shared/fs/0698/company/42018.pdf"><img src="http://www.farrellsmyth.com/shared/fs/0698/company/6911.png" alt="" width="958" height="719"></a></p>
<p> </p>
<p>Credit Suisse Report</p>
<p>This week we are we are taking a look at the Credit Suisse Real Estate Report for March.</p>
<p>The story is the same for the Major markets across the United States:</p>
<ul>
<li>Low Inventory</li>
<li>High buyer traffic</li>
<li>Concerns over rising interest rates</li>
</ul>
<p>Check out the major markets in California:</p>
<ul>
<li>Inland Empire</li>
<li>San Diego</li>
<li>Los Angeles</li>
<li>Sacramento</li>
<li>San Francisco</li>
</ul>
<p>If you have any questions about the San Luis Obispo Market feel free to contact our office.  With over 40 years of local experience we know the market.</p>
<p>Larry Smyth</p>
<p>Owner/Broker</p>
<p>Farrell Smyth, Inc.</p>]]>
        </description>
        <pubDate>
            <![CDATA[Wed, 11 Apr 2018 00:00:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2018/04/11/credit-suisse-report]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                <overviewPhoto><![CDATA[http://www.farrellsmyth.com/shared/fs/0698/company/6911.png]]></overviewPhoto>    </item>
        <item>
        <title>
            <![CDATA[Featuring Two Open Houses this Weekend!]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2018/04/05/featuring-two-open-houses-this-weekend]]>
        </link>
        <description>
            <![CDATA[<div align="left">                                                                                                                   <strong> This Weeks Open Houses:</strong></div>
<div align="left">First is a beautiful home in San Luis Obispo located at 1000 Isabella Way.  Our agent Annette Mullen will be hosting on both Saturday and Sunday.  See below for details and a nice video of the property</div>
<div align="left">Second, located on a corner lot in Hacienda del Pismo Estates, 201 five Cites Dr. offers a chance to live near the beach at a reasonable price. Hosted by agent Nancy Sky both Saturday and Sunday.</div>
<div align="left">Finally, our spring and summer rental list is up and running on our new web site.  So if you are looking for rental information  Hit the link to the right and head to our Property Management section.</div>
<div align="left"> </div>
<div align="left">
<table id="content_LETTER.BLOCK6" class="BlockMargin" style="width: 99%; height: 529px;" tabindex="0" border="0" width="100%" cellspacing="0" cellpadding="5">
<tbody>
<tr style="height: 72px;">
<td class="ArticleHead" style="width: 99%; height: 72px;" align="center" width="99%">
<div align="center"><strong>1000 Isabella Way, San Luis Obsipo</strong></div>
<div align="center"><strong>Open House Saturday 4/7 from Noon-3PM & Sunday 4/8 from 11:00-3PM</strong></div>
<div align="center"><img src="http://www.farrellsmyth.com/shared/fs/0698/company/Isabella%20Way.jpg" width="307" height="230"></div>
<div align="center"><strong>Rarely does a home come available in the Prefumo Canyon Estates tucked between the Prefumo Creek and the Irish Hills Natural Reserve. Four bedrooms and Five bathrooms includes Two Master En Suites, one on each floor. Recently Remodeled Kitchen with Stainless Steel Appliances, Glass Back Splash, Wine Fridge & New Hardwood Acacia Floors. This Executive , elegant home will not disappoint as you enter the foyer and see the beautiful cathedral ceilings streaming light everywhere! The first floor Master En Suite has a sitting room ( or office?), walk in closet, lovely dual sink vanities, garden tub and low threshold step in shower, The slider door leading out to the private patio completes this oasis. You'll find the great room encompasses the living room, dining room and kitchen for entertaining your family and friend! The fireplace in the dining room not only gives ambiance to your evening parties, but it is double sided to the outside patio, as well! Upstairs has a large landing area with a built in desk. $1,399,000</strong></div>
<div align="center"> </div>
</td>
</tr>
<tr style="height: 54px;">
<td class="ArticleHead" style="width: 99%; height: 54px;" align="center" width="99%">
<div align="center"><strong>201 Five Cities Dr., Pismo Beach</strong></div>
<div align="center"><strong>Open House Saturday 4/7 from 11:00-2PM & Sunday 4/8 from 1:00-4PM</strong></div>
<div align="center"> </div>
</td>
</tr>
<tr style="height: 403px;">
<td style="width: 99%; height: 403px;" align="center">
<div align="center"><a class="imgCaptionAnchor" href="http://www.farrellsmyth.com/property/3933-Hillview-Road-Orcutt-93455/CRMLS/PI18048991" target="_blank" rel="noopener" shape="rect"><img src="https://mlsvc01-prod.s3.amazonaws.com/d75ebf3f001/455e9d96-405f-40a9-8521-c3bcdfe840d2.jpg" width="395" height="263" name="ACCOUNT.IMAGE.509" border="0" hspace="5" vspace="5"></a></div>
<div>
<div>
<div>
<div align="center"> </div>
</div>
</div>
<div><strong>Beach Living at it's finest in this lovely Hacienda Del Pismo Estates home. This 2015 Silvercrest 3 Bed/2 Bath home is better than new with beautifully updated Kitchen, Carrara Marble in Baths, Flooring and much more ask to see the complete list of upgrades. This home has an open floor plan, lovely island, dining area, living room with trey ceilings and raised, large pantry, new soft close cabinets and a cozy front porch. Ceiling fans in all bedrooms plus the living room. Very close to the Estuary with a corner lot view from kitchen sink, new vinyl fencing on side and back, large covered carport and newer shed. Side yard has mature citrus trees, avocado trees and plants with low maintenance yard includes automatic drip system for ease of care. Live here year round or make this your 2nd home. Walking trail to Pismo Beach be there in 15 minutes, close to shopping, beach wineries, dining and hiking. Grab your favorite beverage and relax on your front porch. Must confirm rents with Park Manager and obtain park approval.treaming light everywhere! $359,900</strong></div>
</div>
</td>
</tr>
</tbody>
</table>
</div>]]>
        </description>
        <pubDate>
            <![CDATA[Thu, 05 Apr 2018 00:00:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2018/04/05/featuring-two-open-houses-this-weekend]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                <overviewPhoto><![CDATA[http://www.farrellsmyth.com/shared/fs/0698/company/Isabella%20Way.jpg]]></overviewPhoto>    </item>
        <item>
        <title>
            <![CDATA[Spring Buyers Guide]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2018/03/28/spring-buyers-guide]]>
        </link>
        <description>
            <![CDATA[<p style="font-weight: 400;">As  promised, this week we are posting our Spring Buyers Guide for real estate sales.</p>
<p style="font-weight: 400;"> </p>
<p style="font-weight: 400;">This guide is loaded with great information on the steps you can take to make a real estate purchase less stressful.  Knowledge is king when heading into a home purchase.  In the guide you will find projected mortgage rates, and how they make affect a purchase.  You will also find useful information regarding credit scores, down payments and much more.</p>
<p style="font-weight: 400;"> </p>
<p style="font-weight: 400;">Have a look and let us know if we can help you in any way.</p>
<p style="font-weight: 400;"> </p>
<p style="font-weight: 400;">Larry D. Smyth</p>
<p style="font-weight: 400;">Broker/Owner</p>
<p style="font-weight: 400;">Farrell Smyth, Inc.</p>
<p style="font-weight: 400;"><a href="http://media.e-net.com/farrellsmyth/document/54_Spring%20Buyers%202018.pdf"><img src="http://www.farrellsmyth.com/shared/fs/0698/company/Spring%20Buyers%20Guide_image.jpg" alt="" width="543" height="709"></a></p>]]>
        </description>
        <pubDate>
            <![CDATA[Wed, 28 Mar 2018 00:00:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2018/03/28/spring-buyers-guide]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                <overviewPhoto><![CDATA[http://www.farrellsmyth.com/shared/fs/0698/company/Spring%20Buyers%20Guide_image.jpg]]></overviewPhoto>    </item>
        <item>
        <title>
            <![CDATA[Low Inventory]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2018/03/07/low-inventory]]>
        </link>
        <description>
            <![CDATA[<p><a href="http://www.farrellsmyth.com/shared/fs/0698/company/50_CS%20January%202018.pdf"><img src="http://www.farrellsmyth.com/shared/fs/0698/company/Credit%20Swiss.png" alt="" width="293" height="79"></a></p>
<p>According to Credit Suisse, the Real Estate market ended the year 2017 with low inventory across the country. The general consensus is that low inventory and seasonal trends slowed the buyer market in December 2017. Please view the Credit Suisse report here for specifics in the major markets across the nation, including 5 markets areas in California.</p>]]>
        </description>
        <pubDate>
            <![CDATA[Wed, 24 Jan 2018 00:00:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2018/03/07/low-inventory]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                <overviewPhoto><![CDATA[http://www.farrellsmyth.com/shared/fs/0698/company/Credit%20Swiss.png]]></overviewPhoto>    </item>
        <item>
        <title>
            <![CDATA[Plenty of Parking]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2018/03/07/plenty-of-parking]]>
        </link>
        <description>
            <![CDATA[<p><img src="http://www.farrellsmyth.com/shared/fs/0698/company/SLFD.JPG" alt="" width="640" height="480"></p>
<p>They always say it's good to have plenty of parking at your office. I think so. This morning we had a visit from the SLOFD. They found a space just fine. We had some smoke, but no fire. The crew was great, and spent lots of time checking out the entire building. All clear. Thanks fellas.</p>
<p> </p>
<p>Larry D. Smyth</p>
<p>Owner/Broker</p>
<p> </p>
<p>Farrell Smyth, Inc.</p>]]>
        </description>
        <pubDate>
            <![CDATA[Tue, 01 Aug 2017 00:00:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2018/03/07/plenty-of-parking]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                <overviewPhoto><![CDATA[http://www.farrellsmyth.com/shared/fs/0698/company/SLFD.JPG]]></overviewPhoto>    </item>
        <item>
        <title>
            <![CDATA[Summer Buyers Guide]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2018/03/07/summer-buyers-guide]]>
        </link>
        <description>
            <![CDATA[<p><a href="http://www.farrellsmyth.com/shared/fs/0698/company/49_buyers%20guide%20summer%202017.pdf"><img src="http://www.farrellsmyth.com/shared/fs/0698/company/Buyers%20Guide%20summer%202017.jpg" alt="" width="284" height="368"></a></p>
<p>Today we are posting up the "Summer Buyers Guide". This guide will provide you with useful tips when you start your home search, going through the sales process or obtaining financing. The Guide will also give you a glimpse into the market as we move into the Summer Months.</p>]]>
        </description>
        <pubDate>
            <![CDATA[Wed, 07 Jun 2017 00:00:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2018/03/07/summer-buyers-guide]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                <overviewPhoto><![CDATA[http://www.farrellsmyth.com/shared/fs/0698/company/Buyers%20Guide%20summer%202017.jpg]]></overviewPhoto>    </item>
        <item>
        <title>
            <![CDATA[The Original Drone - Here is a different way to view property]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2018/03/07/the-original-drone-here-is-a-different-way-to-view-property]]>
        </link>
        <description>
            <![CDATA[<p><iframe src="http://www.farrellsmyth.com//www.youtube.com/embed/6g95E4VSfj0" width="560" height="314" allowfullscreen="allowfullscreen"></iframe></p>
<p>Hope you enjoy the video. Thanks for stopping by our blog!</p>]]>
        </description>
        <pubDate>
            <![CDATA[Fri, 05 May 2017 00:00:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2018/03/07/the-original-drone-here-is-a-different-way-to-view-property]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                    </item>
        <item>
        <title>
            <![CDATA[Springing Ahead]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2018/03/07/springing-ahead]]>
        </link>
        <description>
            <![CDATA[<p>This week we are posting the Spring Buyers Guide. The Guide is filled with lots of great information on processes and market conditions.  Have a look.</p>]]>
        </description>
        <pubDate>
            <![CDATA[Thu, 20 Apr 2017 00:00:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2018/03/07/springing-ahead]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                    </item>
        <item>
        <title>
            <![CDATA[You've Been Benched!]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2018/03/07/you-ve-been-benched]]>
        </link>
        <description>
            <![CDATA[<p>Welcome to Friday Photos again.  The attached bench photos give a whole new meaning to the term "Being Benched".  I hope you enjoy these photos.</p>
<p><img src="http://www.farrellsmyth.com/shared/fs/0698/company/2.jpg" alt="" width="700" height="606"></p>
<p><img src="http://www.farrellsmyth.com/shared/fs/0698/company/4.jpg" alt="" width="700" height="752"></p>]]>
        </description>
        <pubDate>
            <![CDATA[Fri, 07 Apr 2017 00:00:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2018/03/07/you-ve-been-benched]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                <overviewPhoto><![CDATA[http://www.farrellsmyth.com/shared/fs/0698/company/2.jpg]]></overviewPhoto>    </item>
        <item>
        <title>
            <![CDATA[Spring Has Sprung]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2018/03/07/spring-has-sprung]]>
        </link>
        <description>
            <![CDATA[<p style="font-weight: 400;"><a href="http://www.farrellsmyth.com/shared/fs/0698/company/47_Spring%20Sellers%20Guide%202017.pdf" target="_blank" rel="noopener"><img style="display: block; margin-left: auto; margin-right: auto;" src="http://www.farrellsmyth.com/shared/fs/0698/company/Spring%20Sellers%20guide%202017.jpg" alt="" width="271" height="352"></a></p>
<p style="font-weight: 400;">The spring real estate selling season is on its way.  With it comes low inventory, and an increase in interest rates.  So what does this mean for you as a potential seller?  The Spring Sellers Guide will help answer many questions and give you the knowledge you need to make wise decisions regarding a sale of your property.</p>
<p style="font-weight: 400;"> </p>
<p style="font-weight: 400;">Thanks you for taking the time to have a look - <a href="http://media.e-net.com/farrellsmyth/document/47_Spring%20Sellers%20Guide%202017.pdf">click here for the full report</a></p>
<p style="font-weight: 400;">Larry Smyth</p>
<p style="font-weight: 400;">Owner/Broker</p>
<p style="font-weight: 400;">Farrell Smyth, Inc. </p>]]>
        </description>
        <pubDate>
            <![CDATA[Fri, 24 Mar 2017 00:00:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2018/03/07/spring-has-sprung]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                <overviewPhoto><![CDATA[http://www.farrellsmyth.com/shared/fs/0698/company/Spring%20Sellers%20guide%202017.jpg]]></overviewPhoto>    </item>
        <item>
        <title>
            <![CDATA[How Safe is Your Bank?]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2018/03/07/how-safe-is-your-bank]]>
        </link>
        <description>
            <![CDATA[<p><a title="https://www.gfmag.com/press-release-worlds-50-safest-commercial-banks-2016/" href="https://www.gfmag.com/press-release-worlds-50-safest-commercial-banks-2016/" target="_blank" rel="noopener"><img style="display: block; margin-left: auto; margin-right: auto;" src="http://www.farrellsmyth.com/shared/fs/0698/company/safest-banks-2016-1473374477.jpg" alt="" width="640" height="250"></a></p>
<p style="font-weight: 400;">I am currently serving on the Rabobank Community Advisory Committee for our local area.  At a recent meeting the question came up of "Bank Safety".  As a follow up to the meeting the CFO send me the attached article listing the 50 safest banks in the world. <a href="https://www.gfmag.com/press-release-worlds-50-safest-commercial-banks-2016/">Click here for the full article.</a> As you can see Rabobank, which is based in the Netherlands, is ranked #14.  Rabobank started as an agriculture co-op bank in Holland and has expanded into the U.S.</p>
<p style="font-weight: 400;">Rabobank purchased Mid-State Bank, our local regional bank in California a few years ago.  We were very happy to see the high ranking for Rabobank as the transition took place.   </p>
<p style="font-weight: 400;">It is interesting to note that the highest ranked U.S. Based bank, AgriBank, is also an agricultural based bank as well. We love those farmers.  Keep those crops growing.</p>
<p style="font-weight: 400;"> </p>
<p style="font-weight: 400;">Larry D. Smyth</p>
<p style="font-weight: 400;">Broker/Owner</p>
<p style="font-weight: 400;"> </p>
<p style="font-weight: 400;">Farrell Smyth, Inc.</p>]]>
        </description>
        <pubDate>
            <![CDATA[Fri, 17 Mar 2017 00:00:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2018/03/07/how-safe-is-your-bank]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                <overviewPhoto><![CDATA[http://www.farrellsmyth.com/shared/fs/0698/company/safest-banks-2016-1473374477.jpg]]></overviewPhoto>    </item>
        <item>
        <title>
            <![CDATA[Becoming Epic]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2018/03/07/becoming-epic]]>
        </link>
        <description>
            <![CDATA[<p style="font-weight: 400;"><a href="http://www.matthewferrara.com/rssfeed/epic/"><img src="http://www.farrellsmyth.com/shared/fs/0698/company/Becoming%20Epic.jpg" alt="" width="941" height="768"></a></p>
<p style="font-weight: 400;"> </p>
<p style="font-weight: 400;">Today I am reposting a blog from my friend <a href="http://www.matthewferrara.com/rssfeed/epic/">Matthew Ferrara</a>.  I have known Matt for many years as a speaker, coach, and thinker.  In today's post, Matt describes a simple act of kindness that became Epic.  I would like to point out that Matt, whether he meant to or not, became Epic in his own way, just by giving simple recognition for a deed well done. </p>
<p style="font-weight: 400;"> </p>
<p style="font-weight: 400;">So what's the takeaway?  It does not have to be loud or flashy.  It can (and should) even be kept to yourself, but a simple act to make some one's day, better or important to them, makes you Epic. Give it a try.</p>
<p style="font-weight: 400;"> </p>
<p style="font-weight: 400;">Larry Smyth</p>
<p style="font-weight: 400;">President/Broker</p>
<p style="font-weight: 400;">Farrell Smyth, Inc.</p>]]>
        </description>
        <pubDate>
            <![CDATA[Wed, 15 Feb 2017 00:00:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2018/03/07/becoming-epic]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                <overviewPhoto><![CDATA[http://www.farrellsmyth.com/shared/fs/0698/company/Becoming%20Epic.jpg]]></overviewPhoto>    </item>
        <item>
        <title>
            <![CDATA[Winter 2017 Sellers Guide]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2018/03/07/winter-2017-sellers-guide]]>
        </link>
        <description>
            <![CDATA[<p> </p>
<p><a title="Winter 2017 Sellers Guide" href="http://www.farrellsmyth.com/shared/fs/0698/company/44_2017%20Winter%20Seller%20Guide.pdf"><img style="display: block; margin-left: auto; margin-right: auto;" src="http://www.farrellsmyth.com/shared/fs/0698/company/Winter%202017%20Sellers%20Guide%20Image_001.jpg" alt="" width="593" height="767"></a></p>
<p>This week the Farrell Smyth BLOG is featuring our Winter Sellers guide.  This guide is loaded with tip that range from preparing your home for sale, to proper pricing and marketing.  We know you will find this guide useful as the winter selling season moves along. <a href="http://www.farrellsmyth.com/shared/fs/0698/company/44_2017%20Winter%20Seller%20Guide.pdf">Click here to view the seller's guide.</a> </p>]]>
        </description>
        <pubDate>
            <![CDATA[Tue, 07 Feb 2017 00:00:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2018/03/07/winter-2017-sellers-guide]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                <overviewPhoto><![CDATA[http://www.farrellsmyth.com/shared/fs/0698/company/Winter%202017%20Sellers%20Guide%20Image_001.jpg]]></overviewPhoto>    </item>
        <item>
        <title>
            <![CDATA[Winter 2017 Buyers Guide]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2018/03/07/winter-2017-buyers-guide]]>
        </link>
        <description>
            <![CDATA[<p><a title="Winter 2017 Buyers Guide" href="http://www.farrellsmyth.com/shared/fs/0698/company/43_buyer%20guide.pdf"><img style="display: block; margin-left: auto; margin-right: auto;" src="http://www.farrellsmyth.com/shared/fs/0698/company/2017%20Winter%20Buyers%20Guide.jpg" alt="" width="593" height="767"></a></p>
<p> </p>
<p>What will 2017 bring to the Real Estate Market? Will this year be a good time to buy?  How will interest rates affect the market?  Will there be a good inventory to choose from?  Take a look at our <a href="http://www.farrellsmyth.com/shared/fs/0698/company/43_buyer%20guide.pdf" target="_blank" rel="noopener">Winter 2017 Buyers Guide</a>.  The guide is full of tips facts and figures to help you on your way.  Please enjoy. </p>]]>
        </description>
        <pubDate>
            <![CDATA[Wed, 18 Jan 2017 00:00:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2018/03/07/winter-2017-buyers-guide]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                <overviewPhoto><![CDATA[http://www.farrellsmyth.com/shared/fs/0698/company/2017%20Winter%20Buyers%20Guide.jpg]]></overviewPhoto>    </item>
        <item>
        <title>
            <![CDATA[Fall Sellers Guide]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2018/03/07/fall-sellers-guide]]>
        </link>
        <description>
            <![CDATA[<p><a title="Fall Sellers Guide" href="http://www.farrellsmyth.com/shared/fs/0698/company/42_Fall%202016%20Sellers%20Guide.pdf"><img style="display: block; margin-left: auto; margin-right: auto;" src="http://www.farrellsmyth.com/shared/fs/0698/company/Fall%20Guide%20Image.jpg" alt="" width="308" height="398"></a></p>
<p> </p>
<p>This week we are posting our "Fall Sellers Guide".  This is one of our most popular items that we post four times each year.  The "Guide" is loaded with very topical information regarding the current market, interest rates and how they are affecting the market, overall marketing for sellers, home preparation and much more.  <a href="http://www.farrellsmyth.com/shared/fs/0698/company/42_Fall%202016%20Sellers%20Guide.pdf">Have a look</a>.  You will be pleasantly surprised.</p>]]>
        </description>
        <pubDate>
            <![CDATA[Fri, 18 Nov 2016 00:00:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2018/03/07/fall-sellers-guide]]>
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                <![CDATA[Uncategorized]]>
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                                <overviewPhoto><![CDATA[http://www.farrellsmyth.com/shared/fs/0698/company/Fall%20Guide%20Image.jpg]]></overviewPhoto>    </item>
        <item>
        <title>
            <![CDATA[Friday Photo]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2018/03/07/friday-photo]]>
        </link>
        <description>
            <![CDATA[<p>Another beautiful San Luis Obispo morning...</p>
<p><img src="http://www.farrellsmyth.com/shared/fs/0698/company/Friday%20Photo_SLO%20Morning.jpg" alt="" width="675" height="598"></p>]]>
        </description>
        <pubDate>
            <![CDATA[Fri, 29 Jul 2016 00:00:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2018/03/07/friday-photo]]>
        </guid>
                    <category>
                <![CDATA[Uncategorized]]>
            </category>
                                <overviewPhoto><![CDATA[http://www.farrellsmyth.com/shared/fs/0698/company/Friday%20Photo_SLO%20Morning.jpg]]></overviewPhoto>    </item>
        <item>
        <title>
            <![CDATA[Credit Suisse June Survey]]>
        </title>
        <link>
        <![CDATA[https://www.farrellsmyth.com/blog/2018/03/07/credit-suisse-june-survey]]>
        </link>
        <description>
            <![CDATA[<p><a href="http://www.farrellsmyth.com/shared/fs/0698/company/41_CS%20June%202016.pdf"><img src="http://www.farrellsmyth.com/shared/fs/0698/company/july%20CS%20image.jpg" alt="" width="397" height="275"></a></p>
<p> </p>
<p>The headline from Credit Suisse for June is that Buyer traffic is slowing across the nation.  The same is true for the major California markets as well.  Here are the highlights of the report:</p>
<p> </p>
<ul>
<li>Buyer Traffic Slows in June</li>
<li>Interest rates remain low</li>
<li>Lack of quality inventory</li>
<li>Price increases slowed</li>
</ul>
<p> </p>
<p>Please take a look at the complete report, including areas specific to your market.</p>
<p> </p>
<p>As always your questions and comments are welcome.</p>
<p> </p>
<p>Larry Smyth</p>
<p>Broker/Owner</p>]]>
        </description>
        <pubDate>
            <![CDATA[Tue, 19 Jul 2016 00:00:00 EST]]>
        </pubDate>
        <guid>
            <![CDATA[https://www.farrellsmyth.com/blog/2018/03/07/credit-suisse-june-survey]]>
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                    <category>
                <![CDATA[Uncategorized]]>
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                                <overviewPhoto><![CDATA[http://www.farrellsmyth.com/shared/fs/0698/company/july%20CS%20image.jpg]]></overviewPhoto>    </item>
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